Good Faith Estimate

The “No Surprises Act” went into effect on January 1, 2022:

What is the No Surprises Act?

The No Surprises Act is a federal law enacted to protect patients from receiving unexpected medical bills. It addresses situations where patients may receive surprise bills for out-of-network services, even when they thought they were receiving care within their insurance network.

Under the No Surprises Act, you have the right to:

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.